:root {
  --navy: #1a2744;
  --navy-mid: #243352;
  --navy-light: #2e4066;
  --red: #c41e3a;
  --red-hover: #a8192f;
  --red-light: #e8304f;
  --white: #ffffff;
  --off-white: #f4f6f9;
  --gold: #d4a843;
  --text: #1a2744;
  --text-muted: #5a6a82;
  --text-light: #f4f6f9;

  --font-display: 'Bebas Neue', sans-serif;
  --font-body: 'DM Sans', sans-serif;

  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2.5rem;
  --space-xl: 4rem;
  --space-2xl: 6rem;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: var(--font-body);
  background: var(--white);
  color: var(--text);
  line-height: 1.6;
}

/* HEADER */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 3px solid var(--red);
  padding: 0 var(--space-lg);
}

.header-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.wordmark {
  font-family: var(--font-display);
  font-size: 1.5rem;
  letter-spacing: 0.08em;
  color: var(--white);
  text-transform: uppercase;
}

.header-nav {
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.header-nav a {
  color: var(--white);
  text-decoration: none;
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  opacity: 0.8;
  transition: opacity 0.2s;
}

.header-nav a:hover { opacity: 1; }

.header-phone {
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.1rem;
  text-decoration: none;
  letter-spacing: 0.05em;
}

.header-phone svg { flex-shrink: 0; }

/* HERO */
.hero {
  padding: 140px var(--space-lg) var(--space-2xl);
  background: var(--navy);
  min-height: 90vh;
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('') center/cover no-repeat;
  opacity: 0.15;
}

.hero-inner {
  max-width: 1280px;
  margin: 0 auto;
  width: 100%;
  position: relative;
  z-index: 2;
  text-align: center;
}

.hero-stars {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-bottom: var(--space-md);
  color: var(--red);
  font-size: 1.2rem;
}

.hero-headline {
  font-family: var(--font-display);
  font-size: clamp(3rem, 7vw, 5.5rem);
  line-height: 1;
  letter-spacing: 0.02em;
  color: var(--white);
  text-transform: uppercase;
  margin-bottom: var(--space-sm);
}

.hero-headline .red-text {
  color: var(--red);
  display: block;
}

.hero-sub {
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 2.5vw, 1.6rem);
  color: var(--red);
  letter-spacing: 0.06em;
  margin-bottom: var(--space-lg);
  background: var(--red);
  color: var(--white);
  display: inline-block;
  padding: 6px 24px;
  text-transform: uppercase;
}

.hero-desc {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.75);
  max-width: 600px;
  margin: 0 auto var(--space-lg);
  line-height: 1.7;
}

.hero-cta {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-md);
}

.btn-primary {
  display: inline-block;
  background: var(--red);
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.3rem;
  letter-spacing: 0.1em;
  padding: 16px 40px;
  border: none;
  border-radius: 4px;
  text-decoration: none;
  text-transform: uppercase;
  transition: background 0.2s, transform 0.15s;
  cursor: pointer;
}

.btn-primary:hover {
  background: var(--red-hover);
  transform: translateY(-2px);
}

.hero-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.6rem;
  text-decoration: none;
  letter-spacing: 0.06em;
}

.hero-phone svg { color: var(--red); }

.hero-bottom-bar {
  max-width: 1280px;
  margin: var(--space-xl) auto 0;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-lg);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: var(--space-md);
  position: relative;
  z-index: 2;
}

.bar-item {
  font-family: var(--font-display);
  letter-spacing: 0.12em;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
}

.bar-sep {
  width: 6px;
  height: 6px;
  background: var(--red);
  border-radius: 50%;
}

/* SECTION COMMON */
.section-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.section-label {
  font-family: var(--font-display);
  letter-spacing: 0.12em;
  font-size: 0.9rem;
  color: var(--red);
  margin-bottom: var(--space-sm);
  text-transform: uppercase;
  text-align: center;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 4vw, 3.5rem);
  text-transform: uppercase;
  text-align: center;
  line-height: 1.05;
  margin-bottom: var(--space-xl);
}

.section-title .star {
  color: var(--red);
}

/* PROCESS / HOW IT WORKS */
.process-section {
  padding: var(--space-2xl) 0;
  background: var(--off-white);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-lg);
  margin-top: var(--space-lg);
}

.process-step {
  text-align: center;
  padding: var(--space-lg) var(--space-md);
}

.step-badge {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-bottom: var(--space-md);
}

.step-number {
  width: 48px;
  height: 48px;
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 4px;
  flex-shrink: 0;
}

.step-icon {
  width: 56px;
  height: 56px;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  flex-shrink: 0;
}

.step-icon svg {
  width: 28px;
  height: 28px;
}

.process-step h3 {
  font-family: var(--font-display);
  letter-spacing: 0.04em;
  font-size: 1.4rem;
  color: var(--navy);
  margin-bottom: var(--space-xs);
  text-transform: uppercase;
}

.process-step p {
  color: var(--text-muted);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* DIFFERENTIATORS / TRUST CARDS */
.differentiators {
  padding: var(--space-2xl) 0;
  background: var(--navy);
}

.differentiators .section-label {
  color: var(--gold);
}

.differentiators .section-title {
  color: var(--white);
}

.diff-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  margin-top: var(--space-lg);
}

.diff-card {
  padding: var(--space-lg);
  background: var(--navy-mid);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 6px;
  text-align: center;
}

.diff-icon {
  width: 60px;
  height: 60px;
  background: var(--red);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-md);
}

.diff-icon svg {
  width: 30px;
  height: 30px;
}

.diff-card h3 {
  font-family: var(--font-display);
  letter-spacing: 0.04em;
  font-size: 1.3rem;
  margin-bottom: var(--space-sm);
  color: var(--white);
  text-transform: uppercase;
}

.diff-card p {
  color: rgba(255,255,255,0.65);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* CREDIBILITY / CLAIMS SECTION */
.claims-section {
  padding: var(--space-2xl) var(--space-lg);
  background: var(--white);
}

.claims-inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: var(--space-xl);
  text-align: left;
}

.claims-shield {
  width: 100px;
  height: 100px;
  background: var(--navy);
  color: var(--red);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.claims-shield svg {
  width: 56px;
  height: 56px;
}

.claims-text h2 {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: var(--space-sm);
  text-transform: uppercase;
}

.claims-text p {
  color: var(--text-muted);
  font-size: 1.05rem;
  line-height: 1.7;
}

/* BONUS / TRAVEL SECTION */
.bonus-section {
  padding: var(--space-2xl) 0;
  background: var(--red);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.bonus-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-xl);
  align-items: center;
  position: relative;
  z-index: 2;
}

.bonus-text .bonus-eyebrow {
  font-family: var(--font-display);
  font-size: 1.1rem;
  letter-spacing: 0.1em;
  color: var(--gold);
  margin-bottom: var(--space-xs);
  text-transform: uppercase;
}

.bonus-text h2 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.05;
  text-transform: uppercase;
  margin-bottom: var(--space-md);
}

.bonus-text p {
  font-size: 1.05rem;
  line-height: 1.7;
  opacity: 0.9;
  margin-bottom: var(--space-md);
}

.bonus-perks {
  display: flex;
  gap: var(--space-lg);
}

.bonus-perk {
  text-align: center;
}

.bonus-perk-icon {
  font-size: 1.5rem;
  margin-bottom: 4px;
}

.bonus-perk span {
  font-family: var(--font-display);
  font-size: 0.9rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.bonus-image {
  border-radius: 8px;
  overflow: hidden;
}

.bonus-image img {
  width: 100%;
  height: 320px;
  object-fit: cover;
  display: block;
  border-radius: 8px;
}

/* CLOSING CTA */
.closing-section {
  padding: var(--space-2xl) var(--space-lg);
  background: var(--navy);
  text-align: center;
}

.closing-inner {
  max-width: 800px;
  margin: 0 auto;
}

.closing-inner h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 3rem);
  color: var(--white);
  line-height: 1.1;
  margin-bottom: var(--space-md);
  text-transform: uppercase;
}

.closing-inner p {
  color: rgba(255,255,255,0.65);
  font-size: 1.05rem;
  line-height: 1.75;
  margin-bottom: var(--space-lg);
}

.closing-contact {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-lg);
  flex-wrap: wrap;
}

.contact-phone {
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--red);
  text-decoration: none;
  letter-spacing: 0.04em;
  display: flex;
  align-items: center;
  gap: 8px;
}

.contact-phone svg { flex-shrink: 0; }

.contact-sep {
  color: rgba(255,255,255,0.3);
  font-size: 1rem;
}

.contact-link {
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  font-size: 1rem;
  transition: color 0.2s;
}

.contact-link:hover { color: var(--white); }

/* FOOTER */
.site-footer {
  background: #0f1a2e;
  border-top: 3px solid var(--red);
  padding: var(--space-lg);
}

.footer-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1.5fr 1fr;
  gap: var(--space-lg);
  align-items: start;
}

.footer-wordmark {
  font-family: var(--font-display);
  font-size: 1.3rem;
  letter-spacing: 0.08em;
  color: var(--white);
  margin-bottom: var(--space-xs);
  text-transform: uppercase;
}

.footer-tagline {
  color: rgba(255,255,255,0.4);
  font-size: 0.85rem;
}

.footer-item {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  margin-bottom: 4px;
}

.footer-item a {
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  transition: color 0.2s;
}

.footer-item a:hover { color: var(--white); }

.footer-hours {
  color: rgba(255,255,255,0.4);
  font-size: 0.8rem;
  margin-bottom: 4px;
}

.footer-copy {
  color: rgba(255,255,255,0.3);
  font-size: 0.75rem;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .process-grid { grid-template-columns: 1fr 1fr; }
  .diff-grid { grid-template-columns: 1fr 1fr; }
  .claims-inner { flex-direction: column; text-align: center; }
  .bonus-inner { grid-template-columns: 1fr; text-align: center; }
  .bonus-perks { justify-content: center; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 600px) {
  .hero { padding-top: 100px; min-height: 80vh; }
  .hero-headline { font-size: 2.6rem; }
  .hero-sub { font-size: 1rem; padding: 4px 16px; }
  .hero-bottom-bar { gap: var(--space-md); }
  .bar-item { font-size: 0.75rem; }
  .process-grid { grid-template-columns: 1fr; }
  .diff-grid { grid-template-columns: 1fr; }
  .bonus-perks { flex-direction: column; gap: var(--space-sm); }
  .footer-inner { grid-template-columns: 1fr; }
  .header-nav { display: none; }
  .closing-contact { flex-direction: column; gap: var(--space-sm); }
  .contact-phone { font-size: 1.5rem; }
}

/* REFER A NEIGHBOR CTA */
.refer-cta-section {
  background: linear-gradient(135deg, #f0ebe1 0%, #faf8f4 100%);
  border-top: 3px solid var(--gold);
  padding: var(--space-2xl) var(--space-lg);
  text-align: center;
}

.refer-cta-inner {
  max-width: 700px;
  margin: 0 auto;
}

.refer-badge {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-display);
  font-size: 0.8rem;
  letter-spacing: 0.1em;
  padding: 4px 14px;
  border-radius: 20px;
  margin-bottom: var(--space-sm);
  text-transform: uppercase;
}

.refer-cta-section h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  text-transform: uppercase;
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: var(--space-md);
}

.referral-vacation {
  color: var(--red);
}

.refer-cta-section p {
  font-size: 1rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: var(--space-lg);
}

.refer-actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-sm);
}

.btn-referral {
  display: inline-block;
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-display);
  font-size: 1.1rem;
  letter-spacing: 0.08em;
  padding: 14px 36px;
  border: none;
  border-radius: 4px;
  text-decoration: none;
  text-transform: uppercase;
  transition: background 0.2s, transform 0.15s;
}

.btn-referral:hover {
  background: var(--navy-mid);
  transform: translateY(-2px);
}

.refer-note {
  font-size: 0.78rem;
  color: var(--text-muted);
}

@media (max-width: 600px) {
  .refer-cta-section h2 { font-size: 1.6rem; }
}